APPLY BY PHONE

(800) 515-2429

The Cash You Need Fast!

Easy - Fast - Safe

Instant Approval!

Bad Credit OK!

Call now: (800) 515-2429

Get Started Now!

By clicking on "Apply Now!", I agree to the Terms of Use and Privacy Policy

Bad Credit Payday Loan Information

A bad credit payday loan may be able to help those with no credit or bad credit.
When you apply for payday loans online
with Purple Payday Loans, we will submit your application to our network of lenders
and get you the cash you need fast. You’ll know in seconds if you’re approved and
for how much.

If you prefer to apply for your payday loan by phone, you can call us toll-free
at (800) 515-2429.

  • Our 2-minute application is fast and easy to complete.
  • Bad credit is not a problem. We specialize in bad credit loans!
  • You’ll know instantly if you’ve been approved, for how much, and what the fees are.

Apply Now

It is not uncommon for many consumers to find themselves in the occasional pinch.
Unexpected expenses are a part of life, but this does not mean that they can be
any less devastating. A car repair, illness or other unforeseen cost can leave a
person in a real jam. While some individuals will have a credit card or other means
to fall back on, this is not true for everyone; especially for those with less than
perfect credit. However, a bad credit payday loan may be able to help.

What Can the Funds Be Used For?
Well, unlike obtaining loans from the local bank or credit union, this money can
be used for anything. The applicant does not need to specify where it will be applied
or what it is needed for, no questions asked. There is no need to explain anything
to anyone, it does not matter if it is needed to get through to the next paycheck
or even groceries.

How Much Can Be Borrowed?
The amount that may be received from a bad credit payday loan will vary by the individual.
It is determined by the ability to repay, the duration of the loan and the amount
of income the person has. It is typically based on a percentage of income available,
this can help prevent the consumer from borrowing more than what they will receive
on their next paycheck.

Are the Unemployed Eligible?
Under certain circumstances, the applicant does not necessarily have to be employed.
Those that receive certain types of monthly benefits may also meet the eligibility
requirements, such as those that receive social security or disability for example.

What About Repayment?
Loans are repaid upon receiving the next paycheck or benefits. Once the individual
has applied and been approved, the due date will be explained prior to the funds
being received which further simplifies the process. The money can generally be
deducted straight from a checking account.

Other Important Considerations
The bad credit payday loan can be a real lifesaver when the consumer is in a tight
spot from time to time. However, it is important to use this type of beneficial
service responsibly. In order to avoid additional fees, it is important for the
money to be repaid on time, every time. Consumers should also remember that these
services are not meant to be used as a means to regularly supplement current income
needs.