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Instant Payday Loan – For Those Who Need Short Term Cash

An instant payday loan is a short term loan usually in the amount of a few hundred
to a few thousand dollars. When you request a
payday loan
from Purple Payday Loans, we will submit your application to
our network of lenders and get you the cash you need fast. You’ll know in seconds
if you’re approved and for how much.

If you would rather apply for your payday loan by phone, you can simply call
us at (800) 515-2429.

  • Our 2-minute loan application is fast and easy to complete.
  • Bad credit is not a problem. We specialize in bad credit payday loans!
  • You’ll know in seconds how much you can get and what the fees are.

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If you do not have an emergency fund or you can not borrow money through a bank
or other traditional source, what can you do? If you are lucky enough to have a
wealthy friend or generous family member, perhaps you can borrow some money from
them. But, if that is not the case or you just do not want to trouble your friends
or relatives with your financial needs, you can apply for an instant payday loan.

An instant payday loan is contingent upon you having a steady job as well
as a checking account. You must also be at least 18 years of age and have the legal
capacity to enter into a contract.

Most short term loans can be applied for and approved in the same day and you will
have access to your money in no more than a day or two. Many payday loan companies
have an online presence where you can fill out the forms and application on line
and be approved without having to leave your home. You can also visit a brick and
mortar location in your neighborhood and fill out the paperwork in person.

Once your application has been reviewed and your loan approved, the money will automatically
be wired into your designated checking account. The money is available to spend
any way you choose and you usually can access it the next business day. When the
instant payday loan is due to be repaid, the lender will electronically remove the
principal plus any interest and fees that they charge for the loan from your checking
account.

While there is no denying that these loans come with a high interest rate, they
do provide a valuable service to the community. If you need the money to make a
car payment or pay the rent, it is often cheaper to borrow the money for a week
or two and pay the associated high interest than to miss your due date on your rent
or other bills and be hit with a late fee and other penalties. Hopefully, you will
only use this type of financial resource when you really need money such as repairing
your car or getting emergency health care. Do not use it to go shopping for a new
outfit or finance a Hawaiian vacation. Remember a short term payday loan comes with
a cost. As long as you are responsible and do not depend on it every week to live,
you will be okay by occasionally taking advantage of this service.