Payday Cash Loan – No Need to Wait For Payday
A payday cash loan is a short-term cash loan designed to help you get cash fast. When you request online payday loans from our website, we will submit your application to our network of lenders and get you the cash you need fast. You'll know in seconds if you're approved and for how much.
If you would rather apply for your payday loan by phone, you can simply call us at (800) 515-2429.
- Our 2-minute loan application is fast and easy to complete.
- Bad credit is not a problem. We specialize in bad credit payday loans!
- You'll know in seconds how much you can get and what the fees are.
Purple Payday loans are small, short loans. Most loans are up to two weeks, but they could be longer depending on your pay schedule. When you apply for a cash advance loan, you will get cash immediately or money will be transferred to your bank account for immediate withdrawal.
To qualify for a payday cash loan, you need a job and a valid checking account. Bring in pay stubs as proof of employment and your pay date, and you can have cash in just minutes. Write a check for the amount of the loan plus any fees and the loan company holds the check until your next payday. On your payday, you can pay off the loan and pick the check, or you can simply do nothing and we will cash the check on your payday or shortly after.
Although there are fees on payday loans, the fees are often much less than a cash advance fee on a credit card. The fees are also less than you might pay as a late penalty or re-connection for a utility. If your car breaks down before your payday, a short-term cash loan can get you the money you need for repairs.
You can use the cash for anything you need. Pay a utility bill to avoid a disruption in service or avoid a late fee. Use the money to pay a credit card bill, make a car repair or anything else. Since you get cash, it doesn't matter how you spend it.
There's not much of credit check to get a payday loan. Even if your credit is less than perfect, you qualify for a loan if you have a job and a checking account. The loan company will not even do a credit check, which can lower your score by a few points if you've had a lot of checks recently.
Get the cash you need when you need it with a payday loan. You can use the cash for anything you need the same day you apply for the loan. On payday, pay off the loan plus fees and your loan is taken care of.
For more on fast cash, read about our section on how to get fast cash.
Rudi is a credit analyst who writes articles about credit scores, building credit, and consolidating debt. His know-how on poor credit and credit unions make his input invaluable to our company. There is no credit score out there that Rudi can’t help with.