APPLY BY PHONE

(800) 515-2429

The Cash You Need Fast!

Easy - Fast - Safe

Instant Approval!

Bad Credit OK!

Call now: (800) 515-2429

Get Started Now!

By clicking on "Apply Now!", I agree to the Terms of Use and Privacy Policy

Payday Cash Advances Are At Hand For Your Next Smart Financial Moves

Online payday advances are taken out each week by individuals across the country, sometimes as an overnight payday loan.
Each individual will use these funds for different reasons, but it is important
to borrow the funds responsibly. When you request a
payday advance
from Purple Payday Loans, we will submit your application
to our network of lenders and get you the cash you need fast. You’ll know in seconds
if you’re approved and for how much.

If you would rather apply for your first cash advance by phone, you can simply call
us at (800) 515-2429.

  • Our 2-minute advance application is fast and easy to complete.
  • Bad credit is never an issue. We specialize in bad credit advances!
  • You’ll know in seconds if you’ve been approved, for how much, and what the fees
    are.

Apply Now

Typically, payday cash advances are given to individuals with certain terms
applied. A borrower should expect to repay the lending company more than they borrow
due to interest and finance charges. There is also an application process that is
fairly quick and simple. In most cases, the process for obtaining a cash advance
is very similar with each company out there.

An prospective borrower will need to apply online or at a lending branch. Fortunately,
the application process usually involves giving basic personal and financial information.
Proof of income and a credit check may be required in certain situations though.
Also, an individual will have to list the amount they would like to borrow. There
are usually limits of a couple thousand dollars or so. From there, a person will
either be approved or declined, which can happen in seconds usually.

It is important for all potential borrowers to know that each state treats payday
cash advances differently. In some areas, an individual may be required to submit
to a credit check or provide their social security number. Other states may require
proof of income or place a cap on the amount a person can borrow. Not all laws are
aimed at the borrower though because some states limit the lenders. For instance.
some states only allow a lending company to charge so much in interest. An individual
should know what their state says on these matters.

In any case, payday cash advances are fairly simple to understand. An individual
will have a certain amount of time to pay back the funds they borrow. Interest will
accrue during that time and be due at the same time. In most cases, the due date
is within 30 to 60 days, but some companies offer 90 day repayment plans. Other
than that, a borrower will need to be mindful of finance charges, their actual interest
rate, and the consequences for late payments.

Receiving the money is a fairly simple affair that can be taken care of in multiple
ways. For instance, a borrower could receive a check, cash, or even a loadable debit
card for their loan amount. On top of that, funds can be directly deposited into
a checking account or wire transferred through another method. It should take no
longer than a day or two for someone to receive their funds. Nearly instant payment
options are available too.

All individuals need to go about borrowing funds from lending companies with caution.
Obviously, thousands of people default on these loans each month. However, the average
individual wants to avoid that at all costs. It is very easy for someone to miss
a payment or lack the funds to repay the principal amount. With that in mind, it
is up to each borrower to use lending agencies with responsibility.

Most individuals deal with payday cash advances every now and then. Others take
out money every month and repay the loan on time. Either way, these loans are not
that difficult to understand and are extremely common across the country. The key
to borrowing successfully is only taking out the bare minimum that an individual
needs. From there, smart financial moves can help a person avoid any major issues
or problems with payday loans.